Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

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Personal Consolidation Home Loans Auto Student Business
Personal Loans Best rate

5.99–24.99%

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Debt Consolidation Best rate

6.49–21.99%

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Home Improvement Best rate

4.99–18.49%

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From vetted lenders
APR and fees explained

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APR 8.0–12.68%
12–120 mo Varies by credit union, many offer quick approval

Irish Credit Unions

Credit Union Personal Loans in Ireland
€1k–€75k personal

Best for: These loans are best for individuals seeking a personal loan with lower APR rates and a community-oriented approach to lending.

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APR 6.2–8.8%
12–60 mo Approval in minutes online or in-app

Permanent TSB

PTSB Personal Loan
€1.5k–€75k personal

Best for: This loan is best for individuals in Ireland looking to finance personal projects or consolidate debt with amounts up to €75,000.

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APR 8.65–8.95%
12–60 mo Decision within 3 hours for online applications

AIB

AIB Personal Loan
€1k–€50k personal

Best for: This loan is ideal for individuals with a strong credit profile looking to finance personal projects or investments, especially those interested in green initiatives.

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APR 6.7–19.9%
12–120 mo Apply online, approval subject to review

Avant Money

Avant Money Personal Loan
€5k–€75k personal

Best for: This loan is best for those needing a significant amount of funding, with loans ranging from €5,000 to €75,000.

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APR 7.1–8.9%
12–60 mo Online applications in about 15 minutes for existing customers

Bank of Ireland

Bank of Ireland Personal Loan
€2k–€75k personal

Best for: This loan is best for borrowers looking for a quick application process and the ability to borrow significant sums without needing savings.

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APR 6.5–12.99%
12–60 mo Apply in-app, quick decision

Revolut

Revolut Personal Loan
€2k–€30k personal

Best for: Best for those who prefer a digital-first approach and need a flexible repayment option.

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APR 6.9–19.9%
12–84 mo Apply online

An Post Money

An Post Personal Loan
€5k–€75k personal

Best for: Ideal for customers seeking a straightforward personal loan with fixed rates for various purposes, from home improvements to personal expenses.

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