Real rates from banks and fintechs. Compared side by side, no affiliate bias.
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5.99–24.99%
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6.49–21.99%
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4.99–18.49%
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Permanent TSB
Best for: Homeowners or individuals needing funding for large purchases who already hold a PTSB current account.
Avant Money
Best for: This loan is best for those needing a significant amount of funding, with loans ranging from €5,000 to €75,000.
Irish Credit Unions
Best for: These loans are best for individuals seeking a personal loan with lower APR rates and a community-oriented approach to lending.
Best for: This loan is ideal for individuals with a strong credit profile looking to finance personal projects or investments, especially those interested in green initiatives.
Bank of Ireland
Best for: This loan is best for borrowers looking for a quick application process and the ability to borrow significant sums without needing savings.
Revolut
Best for: Individuals in Ireland with a good credit score looking for fast access to personal loans under €30,000.
An Post Money
Best for: Ideal for customers seeking a straightforward personal loan with fixed rates for various purposes, from home improvements to personal expenses.
Explore top personal loans in 2026 with rates from 6.1% APR. Discover the best picks for tech-savvy borrowers and those seeking large amounts.
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