Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

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APR and fees explained

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APR 6.85–11.6%
12–180 mo 7-14 business days

Punjab National Bank

PNB Saraswati Education Loan

₹100k–₹5M student

Best for: Merit-based students admitted to premier Indian institutions (IITs, IIMs, NIFT, NID, IISc) who want rock-bottom PSU rates and don't mind the paperwork.

APR 10.25–19.0%
12–60 mo Same day
₹50k–₹5M personal

Best for: This loan is best for individuals seeking quick funding with a fully digital application process and no collateral requirements.

APR 8.15%
12–84 mo Loan disbursal in as little as 30 minutes
₹100k–₹2.5M car_finance

Best for: It's best for salaried individuals or self-employed persons looking for quick disbursement and a range of loan amounts.

APR 8.5–13.0%
12–144 mo 3-7 business days
₹100k student

Best for: Students pursuing expensive international programs (MBA, medicine) who need high loan amounts with flexible repayment structures and quick processing.

APR 10.49–22.0%
12–60 mo Same day
₹50k–₹4M personal

Best for: This loan is best for individuals seeking a substantial amount (up to ₹40 lakhs) with a quick and easy online application process.

APR 8.75–12.5%
12–84 mo
₹100k car_finance

Best for: Salaried individuals or self-employed professionals with a stable income looking to finance a vehicle purchase up to ₹1 crore.

APR 10.5–13.5%
12–180 mo 3-5 business days
₹100k–₹5M student

Best for: Students admitted to premier institutions (IITs, IIMs, top foreign universities) who value fast disbursement and are willing to pay slightly higher rates for convenience.

APR 8.4–11.5%
12–84 mo
₹100k car_finance

Best for: This loan is ideal for both salaried and self-employed individuals looking to finance new or pre-owned vehicles.

APR 6.9–13.5%
12–180 mo 5-7 business days
₹50k–₹7.5M student

Best for: Students heading abroad or to premier Indian institutes who want a private bank experience with competitive rates for top-tier admissions.

APR 9.0–22.0%
12–60 mo 10 minutes
₹50k–₹2.5M personal

Best for: This loan is ideal for individuals needing fast access to funds for emergencies, weddings, or education without collateral requirements.

APR 6.9–9.9%
12–180 mo 15 business days

State Bank of India

SBI Student Loan Scheme

₹100k–₹5M student

Best for: Students pursuing UG/PG degrees at recognised Indian institutions who want the lowest possible interest rate and don't mind longer processing times.

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