Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

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From vetted lenders
APR and fees explained

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APR 6.9–9.9%
12–180 mo 15 business days

State Bank of India

SBI Student Loan Scheme

₹100k–₹5M student

Best for: Students pursuing UG/PG degrees at recognised Indian institutions who want the lowest possible interest rate and don't mind longer processing times.

APR 6.85–11.6%
12–180 mo 7-14 business days

Punjab National Bank

PNB Saraswati Education Loan

₹100k–₹5M student

Best for: Merit-based students admitted to premier Indian institutions (IITs, IIMs, NIFT, NID, IISc) who want rock-bottom PSU rates and don't mind the paperwork.

APR 6.9–13.5%
12–180 mo 5-7 business days
₹50k–₹7.5M student

Best for: Students heading abroad or to premier Indian institutes who want a private bank experience with competitive rates for top-tier admissions.

APR 9.99–21.0%
12–60 mo Same day
₹50k–₹5M personal

Best for: This loan is best for individuals with a high credit score looking for substantial amounts quickly, especially pre-approved customers.

APR 8.5–13.0%
12–144 mo 3-7 business days
₹100k student

Best for: Students pursuing expensive international programs (MBA, medicine) who need high loan amounts with flexible repayment structures and quick processing.

APR 10.49–22.0%
12–60 mo Same day
₹50k–₹4M personal

Best for: This loan is best for individuals seeking a substantial amount (up to ₹40 lakhs) with a quick and easy online application process.

APR 8.9–9.85%
12–84 mo Quick disbursement after approval

State Bank of India

SBI New Car Loan

₹100k car_finance

Best for: This loan is best for individuals with a stable income looking to finance a new vehicle.

APR 10.5–13.5%
12–180 mo 3-5 business days
₹100k–₹5M student

Best for: Students admitted to premier institutions (IITs, IIMs, top foreign universities) who value fast disbursement and are willing to pay slightly higher rates for convenience.

APR 9.0–22.0%
12–60 mo 10 minutes
₹50k–₹2.5M personal

Best for: This loan is ideal for individuals needing fast access to funds for emergencies, weddings, or education without collateral requirements.

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