Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

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From vetted lenders
APR and fees explained

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APR 13.0–18.0%
12–60 mo 3-5 business days

Stanbic Bank Kenya

Stanbic Bank Vehicle Loan

KSh500k asset_finance

Best for: Kenyan citizens or residents with a steady income looking for vehicle financing between KES 500,000 and KES 15,000,000.

APR 14.0–19.0%
12–60 mo Quick processing through KCB branches
KSh500k car_finance

Best for: This loan is best for individuals looking to finance up to 90% of a vehicle's value, with flexible repayment options.

APR 11.0–15.0%
12–60 mo 2-5 business days
KSh20k–KSh3M personal

Best for: This loan is ideal for individuals looking for flexible repayment options and relatively low interest rates in the Kenyan market.

APR 14.0–18.0%
12–48 mo 3-5 business days
KSh500k car_finance

Best for: Individuals with stable incomes looking to finance a vehicle costing between KES 500,000 and KES 10,000,000.

APR 15.0–18.0%
12–72 mo 2-5 business days
KSh10k–KSh5M personal

Best for: This loan is ideal for individuals seeking a reliable financing option with manageable repayment terms, particularly if you receive your salary through check-off.

APR 13.0–17.0%
12–72 mo 3-5 business days

Diamond Trust Bank

DTB Car Finance

KSh500k car_finance

Best for: Kenyan residents with regular income seeking to finance either a new or used vehicle.

APR 18.0–36.0%
6–48 mo Fast approval, same-day disbursement possible
KSh100k–KSh2.5M car_finance

Best for: Individuals looking for flexible car financing options with a decent credit score and a stable income.

APR 14.0–17.0%
12–72 mo 1-3 business days
KSh10k–KSh5M personal

Best for: This loan is best for individuals looking for both secured and unsecured options at a lower interest rate, especially following the recent CBK rate cuts.

APR 15.0–18.0%
12–72 mo 2-5 business days
KSh10k–KSh5M personal

Best for: This loan is best for employed individuals seeking quick access to funds without collateral, especially those with a regular salary.

APR 15.0–18.0%
12–72 mo 2-5 business days
KSh20k–KSh5M personal

Best for: This loan is best suited for individuals seeking both traditional and digital lending solutions with a reputable bank.

APR 14.0–17.0%
12–60 mo 2-5 business days
KSh50k–KSh3M personal

Best for: This loan is best for individuals seeking both secured and unsecured options, particularly those who value a trusted bank with a regional presence.

APR 13.0–16.0%
12–72 mo 2-5 business days
KSh50k–KSh5M personal

Best for: This loan is best for existing I&M Bank customers looking for quick access to funds via a user-friendly app.

APR 15.0–18.0%
12–60 mo 2-5 business days
KSh10k–KSh3M personal

Best for: This loan is best suited for individuals and businesses in semi-urban and rural Kenya looking for reliable funding options.