Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

No commitment required
From vetted lenders
APR and fees explained

Recently added

APR 24–456%
1–36 mo 5 minutes
₦1.5k–₦5M Personal

Best for: This loan is best for individuals looking to build their credit scores while needing immediate access to funds. It's particularly suitable for those with a developing credit history.

APR 54–195%
2–12 mo minutes
₦2.5k–₦1M Personal

Best for: This loan is best for those looking to build their credit score while accessing up to NGN 1,000,000 instantly via a mobile app.

APR 25.44–31.8%
3–24 mo fast app-based approval
₦50k Personal

Best for: This service is best for individuals or small businesses looking to build their credit while accessing loans online through an app or website.

APR 36.0–99.0%
4–52 mo minutes to 24 hours
₦6k–₦1M Personal

Best for: This service is best for individuals with limited access to traditional banking who need immediate financial assistance without extensive paperwork.

APR 60.0%
1–12 mo 5 minutes
₦1.5k–₦1M Personal

Best for: This loan is ideal for individuals looking for quick financing solutions without extensive documentation, especially those building credit.

APR 30.0–108.0%
1–12 mo minutes
₦5k–₦250k Personal

Best for: This service is best for individuals building their credit and seeking quick access to funds without lengthy approval processes.

APR 20.0–28.0%
6–60 mo bank review and disbursement to salary account
₦200k Personal

Best for: This loan is best for individuals with a high credit rating looking to fund personal projects or consolidate debt over an extended period, benefiting from competitive rates.

APR 28.5–32.0%
6–60 mo Bank review and disbursement to salary account
₦200k Personal

Best for: This loan is ideal for individuals with strong credit who need quick access to funds for personal expenses.

APR 48.0%
6–24 mo instant approval
₦100k Personal

Best for: This loan is best for individuals looking for quick access to funds with the ability to choose repayment terms that fit their budget.

Latest from the blog