Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

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From vetted lenders
APR and fees explained

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APR 24.0–27.75%
1–6 mo Same day
R500–R8k personal

Best for: This service is best for South Africans seeking immediate financial relief or those needing a larger loan with easy access through branches or online.

APR 21.0–27.75%
1–24 mo Same day
R1k–R50k personal

Best for: This loan is best for individuals seeking immediate cash for personal expenses and who may have lower credit ratings.

APR 15.0–28.0%
12–60 mo 1-3 business days
R5k–R200k personal

Best for: This loan is best for individuals with a high credit tier looking for affordable and transparent borrowing solutions.

APR 10.25–27.75%
6–72 mo 1-2 business days
R2k–R300k personal

Best for: This loan is best for individuals looking for affordable borrowing options up to R400,000 with an established bank and a reliable rewards system.

APR 12.25–29.25%
6–72 mo Same day
R2k–R300k personal

Best for: This loan is best for individuals with a good credit rating looking for a substantial amount with extended repayment periods.

APR 12.0–27.75%
6–72 mo 1-2 business days
R2k–R300k personal

Best for: This loan is best for individuals with a high credit rating looking for manageable repayment terms.

APR 15.0–27.75%
3–36 mo Same day
R500–R100k personal

Best for: This loan is ideal for those seeking quick access to funds without traditional paperwork, particularly for emergencies or large purchases.

APR 15.0–27.75%
6–72 mo 1-2 business days
R2k–R250k personal

Best for: This loan is best for individuals seeking a fixed-rate personal loan with flexibility in loan amounts and repayment terms.

APR 27.0–27.75%
1–36 mo Same day
R500–R50k personal

Best for: This loan is best for individuals needing quick cash for unexpected expenses who appreciate the option to skip payments during tough times.

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