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APR 7.45–12.45%

12–60 mo 1-3 business days

Tangerine

Tangerine Line of Credit

CA$1k–CA$50k Line of Credit

Best for: This product is best for Canadians who prefer managing their finances online and are looking for a straightforward line of credit with no hidden fees.

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APR 7.99–14.99%

12–60 mo 1-3 business days

Coast Capital Savings

Coast Capital Savings Personal Loan

CA$1k–CA$50k Personal

Best for: This loan is ideal for individuals in British Columbia seeking a flexible, fee-free banking experience.

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APR 19.9–46.93%

6–60 mo 15 minutes

LendDirect

LendDirect Personal Loan

CA$500–CA$25k Personal

Best for: This service is best for borrowers needing fast approvals and flexible eligibility criteria.

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APR 7.49–12.99%

12–60 mo 1-3 business days

Meridian Credit Union

Meridian Credit Union Personal Loan

CA$1k–CA$50k Personal

Best for: This loan is best for members of Meridian looking for flexible personal loan options with reasonable APRs and a commitment to customer service.

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APR 6.95–12.95%

12–60 mo 1-3 business days

Desjardins

Desjardins Personal Loan

CA$500–CA$50k Personal

Best for: This loan is best for current Desjardins members seeking flexible terms and personalized service, along with those who prefer a well-established institution.

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APR 7.95–14.95%

12–60 mo 1-3 business days

National Bank of Canada

National Bank Personal Loan

CA$2k–CA$50k Personal

Best for: This loan is best for Quebec-based customers looking for personalized loan options with both fixed and variable rates.

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