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Guides, comparisons, and expert analysis

Date

29 Jun 2026

Best Personal Loans for New Graduates in 2026

Loans tailored for new grads seeking flexible rates and terms

Date: 23 Jun

Best Personal Loans for Freelancers in 2026

Tailored loan options that fit the unique needs of freelancers

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APR 6.5–12.99%

12–60 mo Apply in-app, quick decision

Revolut

Revolut Personal Loan

€2k–€30k personal

Best for: Best for those who prefer a digital-first approach and need a flexible repayment option.

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APR 6.2–8.8%

12–60 mo Approval in minutes online or in-app

Permanent TSB

PTSB Personal Loan

€1.5k–€75k personal

Best for: This loan is best for individuals in Ireland looking to finance personal projects or consolidate debt with amounts up to €75,000.

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APR 6.7–19.9%

12–120 mo Apply online, approval subject to review

Avant Money

Avant Money Personal Loan

€5k–€75k personal

Best for: This loan is best for those needing a significant amount of funding, with loans ranging from €5,000 to €75,000.

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APR 8.0–12.68%

12–120 mo Varies by credit union, many offer quick approval

Irish Credit Unions

Credit Union Personal Loans in Ireland

€1k–€75k personal

Best for: These loans are best for individuals seeking a personal loan with lower APR rates and a community-oriented approach to lending.

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APR 6.9–19.9%

12–84 mo Apply online

An Post Money

An Post Personal Loan

€5k–€75k personal

Best for: Ideal for customers seeking a straightforward personal loan with fixed rates for various purposes, from home improvements to personal expenses.

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APR 7.1–8.9%

12–60 mo Online applications in about 15 minutes for existing customers

Bank of Ireland

Bank of Ireland Personal Loan

€2k–€75k personal

Best for: This loan is best for borrowers looking for a quick application process and the ability to borrow significant sums without needing savings.

Check eligibility →

Best Personal Loans for New Graduates in 2026

Best Personal Loans for Freelancers in 2026